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Buy-to-Let Landlords

This is a phrase that has only really become widely recognised over the past 10 years when lenders started to realise that there was a relatively safe way of lending on many properties with only one personal guarantee as they still have the first charge on the property. The world of buy to let has made it fare share of millionaires over the recent property boom, but has also left some novice property investors with some financial discomfort in the recent down turn.

Buy to let as it suggests describes buying a property usually a house or flat to let to tenants with the hope of both rental income to cover mortgage payments and running costs and capital growth to give the owner a feeling of comfort as the years roll by.

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